Well I am officially living on fresh air, pretty much until payday now. There are various factors behind this state of affairs, one of which is, the majority of what I get paid go straight out again on bills; And no I don’t have the dreaded plastic any more, but it is still tough to make ends meet when you have a mortgage on a house, the way I see it I have the following choice -
I can either continue to own a house, but accept I have to sacrifice a lot in terms of quality of life, and social life; since I can’t afford.
Or sell up, start renting a smaller place for less Dosh, and start having a bit more fun.
Trouble is though things are never that “Black and White” and there are more arguments for and against each choice. It seems there is little in the way of support and advice out there when you are effectivley on the breadline but still in a relativley well paid job. If you don’t claim benefits or aren’t entitled to any, it would appear you aren’t entitled to any help either 
That’s the perception I get in society today.
My pride in who I am, prevents me from asking friends for help, because I know somehow I will get through. I always do. It’s just frustrating every time I reach a point like this. The banks all turn a blind eye to me, despite my hard efforts to become more organised with my finances; and when I need them most…. it’s “Oh I’m sorry we can’t help you this time.”
Here I am moaning and there are people out there in situations far worse than me. It really upsets me that I feel so hard done by sometimes, and yet I have everything and more. It’s just not a comfortable “everything and more”….
I’ve been a home owner now for five years. It just doesn’t get any easier; and if you are thinking of buying a house for the first time, I would say, for goodness sake think it through and DON’T DO IT ON YOUR OWN….like I did.
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